The quickest and easiest way to meet your all personal needs, if you are a salaried person.

Key Features

  • Minimum Salary of 15000/-
  • Easy credit norms
  • Low affordable EMI
  • Quick disbursement
  • Flexible repayment options

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  • Repayment: Flexible repayment tenure from 12 months to 3 years with zero pre-payment charges.
  • Loan Amount: Loan Amount Ranging from Rs.20,000 to Rs. 1,00,000.
  • Annual Percentage Rate min. 12% to max. 25%
  • Minimum Annual Percentage Rate for unsecured Personal Loans in "SML Finance LTD" is 12% and maximum Annual Percentage Rate is 25%. This rate of interest varies basis our internal credit and risk policy and as per an algorithmic multivariate score card.
  • Example: On a term personal loan by "SML Finance LTD" for Rs.1 lakh at rate of 21.65% per annum, for a tenor of 36 months, the EMI amount will be Rs.4582.
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